First thoughts on how brokers should consider the financial health of insurers In certain jurisdictions we have seen an increasing...

Why rising interest rates won’t, on their own, improve non-life reinsurers’ operational earnings. Non-life reinsurance pricing has been...

The dog that hasn’t barked Many market participants and analysts have been waiting for some time for casualty reserve releases to dry up...

For most traditional reinsurers a credit rating from one of the main agencies remains a business requirement.  And in developed markets...

Even in those markets where ratings are fundamental to carrier selection, most practitioners tend not to dwell too much on the details of...

Looking beneath the rating agency reinsurance sector announcements On 17 July 2018, Aon published an article remarking on the divergent...

Earlier this year the New Zealand carrier CBL Insurance Ltd was placed in interim liquidation. The parent group’s Irish carrier (CBL...

Achieving a rating upgrade once the outlook has been changed to positive is often regarded as little more than a formality. However, what...

For almost all cedants and brokers the “financial strength” rating of their reinsurers remains a fundamental part of their selection...

Or "don't buy the apartment without knowing the neighbourhood" We’ve been asking a question of reinsurers regularly over the last 18...

You and your Rating Agency - Top Tips In an update to our article first published in 2013 (“The Litmus First XI – Top Tips for Managing...

Litmus is delighted to announce that we have been retained as ongoing consultants to The British Insurance Brokers’ Association (BIBA),...

Fail to prepare…prepare to fail: Best’s new criteria will mean rating upgrades and downgrades. One of the lessons I learned when I moved...

Core elements of difference in A.M. Best and S&P rating criteria On 10 March 2016 A.M. Best published its draft insurance rating criteria...

The science of corporate ‘enterprise’ risk management for insurers has developed exponentially over the last 10 years – from the silo...